Know Your Credit
Review your credit reports for accuracy before applying when possible.
BAD OR LIMITED CREDIT
Past credit challenges don’t have to keep you from exploring your options.
AutoCreditNet.com specializes in connecting consumers with past credit problems to participating automobile dealers that have access to financing sources experienced in working with a wide range of credit histories, including less-than-perfect credit.
BE PREPARED
Give yourself the strongest starting point.
Know Your Budget
Consider payment, insurance, fuel, maintenance, taxes and registration—not just the vehicle price.
Be Accurate
Complete applications honestly and carefully. Inaccurate information can slow the process.
Important: Bad-credit financing is not guaranteed. Participating automobile dealers and their available financing sources determine loan availability, rates, terms, down-payment requirements and approval criteria.
Review your credit before applying for auto financing
Past credit problems and reporting errors are different issues. Reviewing your reports can help you spot accounts, balances or late payments that may be inaccurate. You can obtain free credit reports and dispute errors yourself without paying a credit-repair company. Allow time for the investigation; correcting an error does not guarantee approval or particular loan terms. Our payment calculator and preparation resources can also help you consider a realistic vehicle budget.
What happens after you apply?
AutoCreditNet.com securely routes your application information to a participating automobile dealer. The dealer may contact you about your vehicle and financing needs and work with its available financing sources to explore financing possibilities based on your individual credit situation.