Answers to common questions.
Helpful answers about AutoCreditNet, our secure application and the dealer connection process.
Can I apply online?
Yes. The existing AutoCreditNet application is available online through the secure application link.
Can I apply with bad credit?
Yes. AutoCreditNet.com specializes in connecting consumers—including those with less-than-perfect credit—with participating automobile dealers that have access to financing sources experienced in a variety of credit situations. Approval is not guaranteed.
Do I need to know which vehicle I want?
Not necessarily to begin the application. Vehicle details may be requested later in the process.
Is the payment calculator a quote?
No. It is an estimate based on the numbers you enter and is not a loan offer.
What information should I have ready?
Identification, employment and income information, residence history and accurate contact information are useful starting points.
Does AutoCreditNet guarantee approval?
No. AutoCreditNet.com is a lead-source provider and does not make credit decisions or provide vehicle financing. Your participating automobile dealer works with its available financing sources regarding your individual credit situation. The dealer and its financing sources determine approval, rates, terms and down-payment requirements.
How do I contact AutoCreditNet?
For a vehicle and financing request, begin with the Secure Application. A participating automobile dealer may then contact you regarding your application and vehicle needs.