Equifax
A nationwide consumer reporting agency. Use its official consumer resources to review your credit information.
CREDIT HELP
Understand your credit
before you apply.
Start with your credit reports
Review your reports for information that is inaccurate, incomplete, or unfamiliar. Keep records of disputes and responses.
Know the major credit bureaus
Experian
A nationwide consumer reporting agency. Review your report and understand what information is being reported.
TransUnion
A nationwide consumer reporting agency. Use its official consumer resources to review your credit information.
Be cautious with credit-repair promises
No company can lawfully guarantee that accurate negative information will simply disappear from a credit report. Be wary of guaranteed score increases, guaranteed approvals, or guaranteed deletions of accurate information.
Practical tip: Before paying for any credit service, understand exactly what it will do, what it costs, and what you can do yourself.